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Our checking accounts come with no fees, 24/7 convenience, a nationwide network of no-fee ATMs and acceptance around the world. Plus you get to choose from one of our world-famous debit cards -- and dang, you look good when you carry one! Did you know that “O Bee” stands for Olympia Beer  — and that our credit union has been the financial partner for the Olympia Brewery employees and thousands of other regional workers and residents since its inception at the Brewery in 1955? That’s why we offer the best-looking debit cards around, highlighting the famous brewery and Olympia logos that are known worldwide and have been featured in classic Hollywood movies. Today, anyone living or working in Washington State can join O Bee Credit Union. Learn more HERE.

Quick, Easy - Checking With No Fees

It’s a snap to open a checking account — and each account comes with one of our iconic debit cards that earns you points towards travel, entertainment, shopping, dining and more. It’s all there: No account or debit card fees, free Bill Pay, free Online Banking, and free Mobile and Text Banking (mobile & text data rates may apply). It takes just one single dollar to open an account. 

  • No Monthly Maintenance Fee
  • $1 Minimum Balance
  • Earn Rewards Points towards travel and merchandise
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking App
  • Five card designs to choose from
  • Unlimited check writing 
  • Access to thousands of No-Fee ATMs nationwide
  • Accepted worldwide almost any place that accepts credit cards

We have teen checking too​!

ScoreCard Rewards   

Get Free Hotels, Flights and Shopping

When you use any O Bee Visa debit card you earn ScoreCard Rewards points towards merchandise and travel. Our rewards site is full of things like hotel stays, flights, designer handbags, high-end cookware, electronics, excursions and more.
  • A signature based transaction earns 1 point for every $3.00 purchased.
  • A PIN based transaction earns 1 point for every $10.00 purchased.
  • Our Visa Rewards credit card also earns ScoreCard points. Every $1.00 in purchases earns 1 point. (Cash advances and ATM withdraws do not earn any points.)
  • Combine your Visa debit and Visa Rewards points with other family members and earn rewards faster. 
  • ScoreCard Rewards points do not expire.
To redeem your points or learn more call toll free at 800.854.0790 or visit the ScoreCard Rewards website.



Overdraft Protection


Because Worrying about Your Checking is for the Birds

Even when your account is short on funds, O Bee is long on service. We go the extra mile to cover your overdrafts by allowing you to link your checking with your savings account, credit cards, and lines of credit so that you always have funds available.

  • Fees will be waived for transactions of $5.00 or less.
  • We set a maximum overdraft fee you will be charged in a single day.
  • We’ll also temporarily cover your electronic withdrawals (ACH) and check overdrafts, up to $1,000*. We’ll cover standard debit purchases and ATM overdrafts on request, too. If you would like to initiate this service, please call 800.642.4014.

Order Checks

If this is your first time ordering checks call 360-943-0740 to get your checks.
Need more checks? Click on the link below to order more checks quickly and easily.


Replace Your Debit Card Quickly
Instant Print Cards

Learn what to do
Lost or stolen cards


Fee-Free ATMs

O Bee Credit Union members have access to a national network of surcharge-free ATMs!

Mobile Wallet
O Bee offers Apple Pay, Samsung Pay and Android Pay

Ranked #1

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O Bee Mobile

O Bee Mobile


O Bee Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, pay loans, deposit checks, control your debit and credit cards and pay bills on the go!

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