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Mobile Wallet

Apple Pay, Samsung Pay and Android Pay


O Bee offers Apple Pay, Samsung Pay and Android Pay for your smartphone. Now if you forget your wallet when you run out to grab that extra gallon of milk, don’t stress. You can pay at the register with your mobile phone! It’s easy to enroll and a handy way to make secure payments at many leading retailers. Plus you can use your mobile wallet within apps and websites too – and it’s more secure than using your plastic card.


Apple Pay, Samsung Pay and Android Pay are more secure than traditional card payments. Merchants never receive your card information. Instead, they receive a “token” which acts as a temporary code that passes through the networks needed to process the payment without your actual bank details being exposed.


Each platform varies, but most mobile wallet payments work automatically when your phone is held up to the checkout terminal – just tap or wave it -- no need to open an app. Pressing your thumb to the phone acts as a digital signature and eliminates the need to use a PIN, speeding the transaction.

How do I set up my Mobile Wallet?

  1. Simply enroll via your device’s mobile wallet.
  2. Authenticate yourself by calling the 800 number listed on the directions.
  3. When on the phone with an O Bee representative, be prepared for this question: “Can you please provide the last transaction that you made with your card?” (The transaction given must be within the last eight acceptable transactions/authorizations. Transactions/authorizations that are not acceptable are $0 authorizations, declined transactions and deposits/payments.)
  4. After the transaction is confirmed, the agent will check the phone number you’re calling from. If the phone number matches the mobile number on file, you’ll be authenticated and the token (credit or debit card) will be approved.
  5. If the phone number does not match, the agent will move one to the list of six questions specific to you and only you can answer.

Can I enroll more than one O Bee credit or debit card?

Yes, each time you enroll a new card, you will be prompted to call a special 800 number to complete your enrollment.

What if my card is lost or stolen?

If your O Bee plastic debit or credit card is lost or stolen, please notify us immediately at 1-800-642-4014. We will cancel your card and issue you a new card. Once you activate your new card, you will need to enroll your new card in the digital wallet again.

Are there any fees to use an O Bee card with Apple/Android/Samsung Pay?

O Bee does not charge to use these pay services and there are no fees to add your card to Apple/Android/Samsung Pay. However, your mobile carrier’s message and data rates may apply.


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I must admit when our Famous Pink Debit card came out I was beyond thrilled!  All my fellow pink-loving people out there know exactly what I am talking about. I get more compliments on that pink debit card than anything I own in my closet. READ MORE
O Bee Mobile

O Bee Mobile


O Bee Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, pay loans, deposit checks, control your debit and credit cards and pay bills on the go!

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