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Become a Member

Become a Member

Get Comfortable. You Own the Place.


We’re a member-owned credit union and seriously, you want to be part of this. When you open any account with O Bee (checking, savings, loan, whatever) you become member-owner of a not-for-profit credit union, which means our profits go back to you, in the form of better rates and fewer fees. Credit unions focus on serving the financial needs of our members, not on making a profit. Banks? Not so much. We don’t have outside stockholders and our board is not paid, they are volunteers -- the best and brightest. That’s why credit unions rock and why more than 125 million other Americans just like you belong to credit unions. So be a part of this and become a member of O Bee today.


Living in Washington State Has Its Perks

O Bee membership is open to anyone lucky enough to live or work in Washington State. It's just another highlight of living here: Mt. Rainier, the Seahawks, and O Bee membership – heck, living in Washington has tons of perks! Another way to become a member is if you are related to someone who is a member of O Bee in good standing, and who lives or works in Washington State. 

Member Discounts

In addition to great rates, low fees, top-notch customer service, an excellent mobile app and serious online banking, O Bee Credit Union members enjoy discounts for a variety of products and services just for being members. We also have a network of Member Businesses offering discounts on goods and services to other members within the credit union. If you would like to be part of our growing network of member businesses call 360-943-0740

What Does O Bee Stand For?


People Helping People

Here’s the first question we always get: What does “O Bee” stand for? O Bee stands for “Olympia Beer.” As the name suggests, our first members worked at the Olympia Brewery, but today we’re open to anyone in Washington State.

But we’ll tell you what we really stand for: "People Helping People." We are a member-owned, not-for-profit financial cooperative whose sole purpose is to provide top-notch financial services to our members. We are able to do this without a lot of fees and expenses because each dollar you deposit or borrow benefits the other members of the credit union, not outside stockholders. We are people helping people. That's what O Bee stands for.

Our members are smart folks who know a good thing when they see it. Your deposits are safe and sound with O Bee, federally insured up to $250,000 by the National Credit Union Association (NCUA). If you’ve never joined a credit union before we think you’ll like us. And if you already know O Bee, well then, you know what all the fuss is about. 

O Bee Ranked #1 in WA