credit union in olympia wa - join obee credit union

Become A Member 



Get Comfortable. You Own the Place.


O Bee is a Member-owned credit union and seriously, you want to be part of this. When you open any account with O Bee (checking, savings, loan, whatever) you become Member-owner of a not-for-profit credit union, which means our profits go back to you, in the form of better rates and fewer fees.

Credit unions focus on serving the financial needs of our Members, not on making a profit. Banks? Not so much. We don’t have stockholders and our board is not paid, they are volunteers -- the best and brightest. That’s why credit unions rock and why more than 140 million other Americans just like you belong to credit unions. So be a part of this and become a Member of O Bee today.

O Bee is Different

O Bee is a cooperative, not-for-profit financial institution. The structure of credit unions inherently holds us accountable to you and to other Members. We do not have stockholders. We do not engage in risky practices to meet stockholders' profit demands. O Bee does not trade in cryptocurrency. Additionally, as a not-for-profit cooperative, Member deposits are invested back to our Membership in the form of better rates and lower fees. 

Are you tired of this?

Expensive Fees?
X  Unpleasant Statement Surprises?
X  Just being a number?
X  Feeling you're not in control of your money?

How would you feel about...

Rewards Checking
With No Fees

A High Interest
Savings Account

Fast and Secure
Online and Mobile Banking

300,000 Fee-Free ATMs

We are a Member-owned, not-for-profit, all-about-you credit union

Credit unions focus on serving the financial needs of our Members, not on making a profit.
Banks? Not so much.

Iconic Debit Card Design Styles

We are the Original Credit Union

of the Olympia Brewery

  • Established in 1955 in Bottlehouse A ( the name "O Bee" stands for "Olympia Beer")
  • 36,000+ Members and growing
  • We give back to our community with our time, talent, and resources
  • Open to people living in Washington State and Pabst employees in TX and CA
  • We are a not-for-profit credit union serving the financial needs of our Members first and foremost


An Award Winning Credit Union

O Bee was voted the Best Credit Union in 2022 by readers of  Showcase Magazine. This is the third year in a row O Bee earned the award. 

Forbes recognized O Bee as the #1 credit union in Washington State in its 2019 America’s Best-In-State Credit Unions list. This was the second straight year that O Bee made it to the Forbes Best-In-State list. In 2018, Forbes ranked O Bee in the top five.

Apply Online

You can start the process today
in the comfort of your home

Download the App

Access your account with
our fast and easy-to-use mobile app

Visit a Branch

To make your first deposit and
get your card printed instantly!*
* You read it right! With insta-print, you don't need to wait 7-10 business days to get your debit card in the mail!

Here's a sneak peek of what we can offer you


  • Pub-Style Banking
  • No-Fee Rewards Checking​
  • High-Yield Savings
  • Certificate of Deposit (CD)
  • Money Markets and IRAs
  • Teen Checking
  • Cub Account Savings (for kids ages 0-12)
  • Online Banking & Mobile Banking
  • Shared Branching
  • A Network of Fee-Free ATMs

Learn more about
Everyday Banking →



  • Credit Cards
  • Flash Cash​​
  • Auto Loans​
  • RV & Boat Loans
  • Lifestyle & Personal Loans​
  • Student Loans​
  • Home Mortgages
  • First Time Borrower Loans​
  • Home Equity Line of Credit (HELOC)​


  • Business Checking Account
  • Business Savings Account​
  • Business Credit Card​
  • Small Business Loans
  • Cannabis Business Vehicle & Equipment Loans
  • Shared Branching
  • ​Fee-Free ATMs

And a genuine Pub-Style Banking experience when you visit one of our branches

Open to People who live in Washington State

Living in Washington State Sure Has Its Perks


Anyone lucky enough to live or work in Washington State is eligible for membership. It's just another highlight of living here: Mt. Rainier, the Seahawks, and O Bee membership – heck, living in Washington has tons of perks! 

The Washington Visa Credit Card only at O Bee