Credit Card Balance Transfer | O Bee Credit Union

Is high-interest credit card debt putting pressure on your budget?

There’s a better way forward.

Right now, you can transfer your credit card balance to an O Bee credit card and take advantage of 0.00% APR* for six months—with no balance transfer fees and no annual fee. After the promotional period, a variable APR that’s currently 10.40%-18.50% will apply.

Whether you're an O Bee Member or thinking of becoming one, this limited-time offer can help you take control of your credit in a way that aligns with your financial goals.

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Here's How We Help You Win

For 6 months

No Transfer Fee

No Annual Fee
When you enroll in e-Statements

Who Can Benefit?

This offer may be a good fit for you if:

You're currently carrying a balance on a higher-interest credit card from another financial institution.

You want your payments to go toward reducing your debt—not toward sky-high interest.

You’re an O Bee Member without a credit card—or you have one that you're saving for a special occasion.

This is your opportunity to make a meaningful move toward financial freedom.

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*Annual Percentage Rate. Offer available to new and current Members. Subject to membership eligibility requirements and credit approval. Balances transferred will remain at 0.00% APR for 6 months then the promotional APR will increase based on product type and credit worthiness and may vary with market based on U.S. Prime Rate. Rates currently range from 10.40% to 18.50%. APR is accurate as of 01/02/2025. Offer, terms, and conditions are subject to change without notice.

Estimate Your Potential Savings

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We are the Original Credit Union

of the Olympia Brewery

Established in 1955 in Bottlehouse A (the name "O Bee" stands for "Olympia Beer")
35,000+ Members and growing
We give back to our community with our time, talent, and resources
Open to people living or working in Washington State and Pabst employees in TX and CA
We are a not-for-profit credit union serving the financial needs of our Members first and foremost

Rewards Program

With the ScoreCard™ Rewards Program, you get points every time you use your Rewards Credit Card for purchases. Earn one point for every dollar spent.+ Redeem points for brand-name merchandise and exciting travel offers through our ScoreCard™ Rewards Program. This card works double time.

ScoreCard™ Rewards are good for merchandise and travel
Get 10,000 bonus reward points the first time you use your card for a purchase. Wow!
Earn 1 point per $1 spent (purchases only)+
Get instant fuel price rollback at the pump and save 50¢ per gallon, up to 20 gallons
Get merchandise with as little as 10,000 points
Combine points with your Visa Debit Card too
Families can combine points for bigger rewards!
Five Iconic Card Design Options**: Washington State, Pabst Blue Ribbon, Oly Gold, Rainier or Lone Star

More About Rewards

+Cash advances and ATM withdrawals do not earn any reward points.
**Pabst Blue Ribbon, Rainer, and Lone Star cards available only to those 21 and over.

Iconic Credit Card Design Styles**

Get Comfortable. You Own the Place.

O Bee is a Member-owned credit union and seriously, you want to be part of this. When you open any account with O Bee (checking, savings, loan, whatever) you become Member-owner of a not-for-profit credit union, which means our profits go back to you, in the form of better rates and fewer fees.

Credit unions focus on serving the financial needs of our Members, not on making a profit. Banks? Not so much.

That’s why credit unions rock and why more than 125 million other Americans just like you belong to credit unions. So be a part of this and become a Member of O Bee today.

O Bee is Different

O Bee is a cooperative, not-for-profit financial institution. The structure of credit unions inherently holds us accountable to you and to other Members. We do not have stockholders. We do not engage in risky practices to meet stockholders' profit demands. O Bee does not trade in cryptocurrency. Additionally, as a not-for-profit cooperative, Member deposits are invested back to our membership in the form of better rates and lower fees.

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