Loan Payments

Loan Payments



Transfer Funds

Use Online Banking

The fast, free way to pay. Simply login to your O Bee Online Banking account and transfer your payment from your O Bee savings or checking account to your loan. Payments are applied immediately. 

Why not set up a recurring transfer? Set it and forget it! Online Banking allows you to specify when, how much, and how often you’d like your payment to be transferred. You can login any time to make adjustments as needed

Learn More About Online Banking
Pay By Debit Card

Pay Online with MessagePay

Fee: $4.99
MessagePay is the quick, easy way to make a payment to your O Bee loans or credit cards from any external account. You can pay from your smartphone, tablet, laptop, or home computer. 

 Learn More About MessagePay

Pay By Phone | Debit Card | 800-642-4014

Fee: $10
You may pay by phone using your debit card from a different financial institution to pay your loan. Payments made with a debit card are applied same business day, during the evening. There is a $10 fee for this service
Pay By Mail

Pay By Snail Mail

If you’d like to mail a check for your loan payment, simply mail your payment to:

O Bee Credit Union
Attn: Loan Payment
P.O. Box 5000
Lacey, WA 98509-5000

Be sure to include your account number and loan number on your check. Payments are applied on the business day that the check is received in the mail.

ACH Payment

Automatic Payments (ACH)


This is one of the easiest ways to pay your loan and there is no charge for this service. Payments are automatically pulled from your financial institution each month and applied to your loan. Forms to set this up are available at any branch, or they can be mailed to you, or sent through secure email. Contact an O Bee representative to set this up. 

Send Us A Message To Get Started: Click Here

Bill Pay

Use Bill Pay

If you’d like to pay from a checking account elsewhere, you can do so by logging into your financial institution’s Bill Pay system. Make sure you reference your account and loan number, and enter this address for O Bee: P.O. Box 5000, Lacey, WA 98509-5000
Please note: It may take 7-10 days for the payment to process.


Shared Branching

Pay via Shared Branching | 866-692-8669

If you bank at another credit union that participates in the Shared Branch Network, and you are on the account at both credit unions, you can transfer money from one credit union to another with the Shared Branch Call Center. Payments are applied immediately. Call 866-692-8669

Find A CO-OP

Learn More About MessagePay



Hey, Life Happens

Link to Skip a Payment


Life happens and sometimes it would be helpful to skip a monthly loan payment in order to have more cash on hand. Skip-A-Pay allows you to do just that. Learn more.


Loan Servicing

For any payment questions or inquiries, please email us at

Best Credit Union in Washington State by Seattle Times, Showcase Magazine, and Forbes

O Bee Mobile

O Bee Mobile


Bank on-the-go with O Bee Credit Union's mobile app. Check balances, transfer funds, deposit checks, pay bills, and more - all at your fingertips!

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