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Shared Branching Network

Shared Branching

No-Fee Access to Your Money, Almost Anywhere


The cooperative spirit of the credit union movement helps members every day. Shared Branching is a national and international network of cooperative credit unions with 5,000+ shared branches at your disposal. Your branch just got bigger! That’s more direct, surcharge-free access to your money than most traditional bank customers have. Shared Branching offers 24/7 online and onsite access to make deposits, withdrawals, transfers, loan payments and more -- across the country and around the world!

Shared Branching Call Center

The Shared Branching Call Center allows members to transfer between shared branch accounts if the member is on both accounts and both CU's participate in the call center part of Shared Branching. When you go into a shared branch, you can transfer to any other shared branching account, even if you are not on the account you're transferring to. The number is 866-692-8669. 

Shared Branching Makes Life Easier!

O Bee belongs to the credit union shared branching network, which means you can complete transactions on your account at more than 1,100 credit unions nationwide in 43 states, Puerto Rico, Japan, South Korea, Germany and Italy. Whether you're in the next town or on vacation, you'll find a credit union ready to help - thanks to the convenience of shared branching. Visit any of the participating credit union branches to take care of transactions like:

  • Deposits
  • Withdrawals
  • Loan payments
  • Balance transfers
  • Cashier's checks ($5.00 per check)

Accessing Your Account with Shared Branching:

You'll need:
1. The Name or Routing Number of your credit union

Tips: O Bee Credit Union must be entered as “O Bee” (with a space between the "O" and "Bee")
Or you can use our routing number, 325180977. 

2. Your account number
Tip: This is your shorter member number. Currently our account numbers are five (5) digits or less.

3. A valid government-issued picture identification with signature 

Free Member Services:

  • Change of Address Form
  • Recent Account History Printouts
  • VISA and/or MASTERCARD Cash Advances*

(*may include a fee from card issuer, O Bee does not charge cash advance fees on our credit cards )

No-Fee ATMs

Picture of Smiling woman at ATM

O Bee Credit Union has joined Culiance for nationwide NO FEE ATM access. Our members have access to a national network of surcharge-free ATMs!

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O Bee Mobile

O Bee Mobile


O Bee Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, pay loans, deposit checks, control your debit and credit cards and pay bills on the go!

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