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Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from O Bee Credit Union employees trying to get Members to share sensitive information to gain access to their accounts.
Remember, O Bee Credit Union will never initiate contact and request online banking credentials or one-time passcodes over the phone, via email, or by text. If someone asks you for this information, end the call and reach out to us directly at 360-943-0740. Click to learn more. Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from O Bee Credit Union employees trying to get Members to share sensitive information to gain access to their accounts.
Remember, O Bee Credit Union will never initiate contact and request online banking credentials or one-time passcodes over the phone, via email, or by text. If someone asks you for this information, end the call and reach out to us directly at 360-943-0740. Click to learn more. X
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Open a Business Savings Account Online

Business Savings

 
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There's An Old Irish Saying

There's an old Irish saying: Save a penny, buy a farm... or a hair salon, a coffee shop, a pizza place? At O Bee, we’re all about taking care of your financial needs, not nickel-and-diming you with high fees. We aim to help you earn more on your savings and get better rates so you have what you need for a bigger future.

Schedule an appointment with a Business Account Specialist
 
 
Farmer selling apple at Farmer's Market
 

BUSINESS HOLIDAY CD SPECIAL

4.00% APY*
11-MONTH CD**

*Annual Percentage Yield
Rate Effective 12/15/2025.

See Disclosure

See All Rates

BUSINESS CD

3.45% APY*
1-YEAR CD

3.40% APY*
6-MONTH CD

3.05% APY*
2-YEAR CD

3.00% APY*
3-YEAR CD

3.00% APY*
5-YEAR CD

2.90% APY*
4-YEAR CD

*Annual Percentage Yield
Rate Effective 12/15/2025.


See Disclosure

See All Rates

 

BUSINESS MONEY MARKET

APY* Minimum Balance to Earn APY
0.20%
0.80%
1.25%
2.00%
2.00%
3.00%
3.75%		 $1,000 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 – $999,999.99
$1,000,000.00+

*Annual Percentage Yield
Rate Effective 12/15/2025.

See Disclosure
 

BUSINESS SAVINGS

Savings Rate
0.02% APY*

*Annual Percentage Yield
Rate Effective 12/15/2025.

See Disclosure


*APY refers to Annual Percentage Yield and is accurate as of 12/15/2025. $500 minimum balance required to open. Substantial penalty for early withdrawal. Fees could reduce earnings on the account.  Refer to the O BEE Rate and Fee Schedule for details. Limited time offer subject to change without notice.
**The 11-Month Holiday CD Special for Winter Wonder Weeks is only available from December 15 through December 19, 2025, ending at 6:00 PM on the 19th. Subject to membership eligibility and account opening requirements. This offer is redeemable at all locations. Federally insured by NCUA.

Only The Best
For Your Children

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Berenstain Bears Cub Account
O Bee Mobile

O Bee Mobile

 

Bank on-the-go with O Bee Credit Union's mobile app. Check balances, transfer funds, deposit checks, pay bills, and more - all at your fingertips!

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