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Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from O Bee Credit Union employees trying to get members to share sensitive information to gain access to their accounts.

Remember, O Bee will NEVER initiate contact and request your card number, online banking credentials, or one-time passcodes over the phone, via email, or by text, or ask you to transfer funds. If someone asks you for this information, end the call and reach out to us directly at 360-943-0740. You can also shut off your card at any time in your Online Banking. Click to learn more. Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from O Bee Credit Union employees trying to get members to share sensitive information to gain access to their accounts.

Remember, O Bee will NEVER initiate contact and request your card number, online banking credentials, or one-time passcodes over the phone, via email, or by text, or ask you to transfer funds. If someone asks you for this information, end the call and reach out to us directly at 360-943-0740. You can also shut off your card at any time in your Online Banking. Click to learn more. X
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Model of a kitchen plan with granite countertops and other improvements

Unsecured Home Loan

 
Apply For Unsecured Home Loan

One Great, Amazing Loan


No Equity? No Problem!

Imagine the possibilities. Whether you need a new hot water heater, new roof, central air conditioner or an upgrade to your kitchen, our Unsecured Home Loan is just for you. It's a smart and cost-efficient way to borrow money for a gorgeous home -- and there's no equity required. Your home is your largest investment and to keep it in tip-top shape you need to make home improvements. Borrow exactly what you need when it's needed, with the terms that fit your budget and your timeframe. The amount borrowed can be used for any home improvement. Questions? Call about our Home Improvement Loans today: 360-943-0740
  • Owner Occupied Homes Only
  • No Equity Required
  • Unsecured Loan
  • For Home Improvement Projects Only**
  • No Second Mortgage Required
  • Funds the Same Day If Needed
  • Loans up to $25,000
  • Terms up to 15 years
  • Fixed rate, no fees or prepayment penalties

Apply for Home Loan


*APR = Annual Percentage Rate. Loans are subject to credit approval. Rates are based on borrower’s credit score. Rates posted are indications only and are subject to change without notice. Example payment:  $237.40 a month based on a 10-year, $20,000 loan at 7.49% APR. Terms and conditions apply. Contact O Bee Credit Union for full details. 360-943-0740.
** Contractor bids required.
 

 
 
Best Credit Union in Washington State by Newsweek, Seattle Times, Showcase Magazine, and Forbes
 

Ranked #1
Credit Union in
Washington State

Learn More
Best Credit Union in Washington State by Seattle Times, Showcase Magazine, and Forbes
 
O Bee Mobile

O Bee Mobile

 

Bank on-the-go with O Bee Credit Union's mobile app. Check balances, transfer funds, deposit checks, pay bills, and more - all at your fingertips!

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