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Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from O Bee Credit Union employees trying to get members to share sensitive information to gain access to their accounts.

Remember, O Bee will NEVER initiate contact and request your card number, online banking credentials, or one-time passcodes over the phone, via email, or by text, or ask you to transfer funds. If someone asks you for this information, end the call and reach out to us directly at 360-943-0740. You can also shut off your card at any time in your Online Banking. Click to learn more.
Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from O Bee Credit Union employees trying to get members to share sensitive information to gain access to their accounts.

Remember, O Bee will NEVER initiate contact and request your card number, online banking credentials, or one-time passcodes over the phone, via email, or by text, or ask you to transfer funds. If someone asks you for this information, end the call and reach out to us directly at 360-943-0740. You can also shut off your card at any time in your Online Banking. Click to learn more.
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Auto Loans

Auto

APPLY FOR AUTO LOAN
 

What’s Your Drive?

 

When you choose O Bee Credit Union for your auto loan you are not just getting great rates, you are getting a community that will take care of you. Whether you’re buying your first car or looking for a new one, we’ll help you find the right loan to get you on the road with 2-wheels, 4-wheels or more. Budget is top of mind, and O Bee will work with you to find the right car loan to fit your lifestyle. Our professionals can offer financing with flexible terms or refinancing on your existing vehicle. Talk to our O Bee car loan professionals today.

AUTO LOANS

RATES AS LOW AS
5.24%+ APR*

New and Used | UP TO 84 MONTHS

*Annual Percentage Rate
Rate Effective 5/1/2025.

See Disclosure
 
 

Apply for a Loan

When you're ready to get the money to get the car.

Clean Energy Auto Loans

Clean Energy Auto Loans pay you back for purchasing an energy efficient vehicle.

First Time Borrower

Looking for a first-time auto loan? If you've never borrowed for a car before, we've got advice and guidance to help you get started.

GAP Program

It’s not exciting to think about auto mishaps, but it's exciting to have extra coverage just in case.

Find Your Perfect Car Here

A fun, interactive search tool. Find the perfect car for you.

Auto Loan Calculator

Estimate your monthly payments with O Bee's Auto Loan Calculator. Adjust loan amounts, interest rates, and terms to find the perfect fit for your budget. Plan your next car loan today!

Best Credit Union in Washington State by Newsweek, Seattle Times, Showcase Magazine, and Forbes
 
O Bee Mobile

O Bee Mobile

 

Bank on-the-go with O Bee Credit Union's mobile app. Check balances, transfer funds, deposit checks, pay bills, and more - all at your fingertips!

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