credit union in olympia wa - join obee credit union

The Art of Checking



Paint Your Financial Future with Free Checking

Unlock the power of creativity in your financial journey. An O Bee checking account artfully combines exceptional service with outstanding rewards. Enjoy the many benefits of our checking account and paint your prosperous future.

When you open a checking account with O Bee, you become a Member-owner of a not-for-profit credit union, which means our profits go back to you, in the form of better rates and fewer fees. Safe. Secure. Federally insured by NCUA.


Checking Account in Washington State

Does this sound familiar?

  • I worry I’ll go below the minimum balance.
  • Why am I paying money to keep a checking account?
  • I want more control over my money.
  • My checking should be easy, not a stressor.


Experience the Art of Rewards Checking

No Fee Checking Account Washington State

Nada. Zip. Zilch.
Low Minimum Balance Checking Account Washington State

Just four quarters
Fast and Secure Mobile Banking Checking Account Washington State

Online and Mobile Banking
Rewards Checking Account Washington State

Free shopping anyone?
Convenient Checking Account Washington State

24/7/365 account access
Reliable Checking Account Washington State

At your service!
Easy to Use Checking Account Washington State

Yep, easy peasy 
No Fee ATM Nationwide Checking Account Washington State

300,000 Worldwide Network

The Art of Checking - O Bee Checking Account Washington State

Get the free checking account that handles your finances artfully.
  • Our checking accounts are free. Why pay a bank to hold your money?
  • Our checking accounts earn Rewards Points towards travel and merchandise. Free shopping anyone?
  • We offer a worldwide network of over 300,000 no-fee ATMs.
  • The minimum balance is $1. Just four quarters. No stressing about keeping a certain amount in your account to avoid fees. 
  • We offer state-of-the-art Online and Mobile banking. You get the same seamless experience on laptop, tablet or mobile device.
  • Unlimited free Bill Pay. Set up as many payments as you'd like.
  • Unlimited mobile check deposit. Just a few clicks for instant deposit.

See Disclosure

Olympia Brewing Co - O Bee Credit Union in Washington State

We are the Original Credit Union of the Olympia Brewery

  • Established in 1955 in Bottlehouse A (the name "O Bee" stands for "Olympia Beer").
  • 36,000+ Members and growing.
  • We give back to our community with our time, talent, and resources.
  • Open to people living in Washington State and Pabst employees in TX and CA.
  • We are a not-for-profit credit union serving the financial needs of our Members first and foremost.
  • O Bee is a local credit union reinvesting in the community to promote growth and vitality.
Choose from any of our five iconic card designs
Rainier Debit Card, Washington Debit Card, Olympia Debit Card, Mount Rainier Debit Card

An Award Winning Credit Union

O Bee was voted the Best Credit Union in 2023 by readers of  Showcase Magazine. This is the fourth year in a row O Bee earned the award. 

Forbes recognized O Bee as the #1 credit union in Washington State in its 2019 America’s Best-In-State Credit Unions list. This was the second straight year that O Bee made it to the Forbes Best-In-State list. In 2018, Forbes ranked O Bee in the top five.
Best Credit Union in Washington State by Showcase Magazine and Forbes

Most Loved Credit Union in Washington State
Our Members Love Us!

"Service was fast, friendly and very efficient. Rep' had excellent personality and people skills."

Tumwater Branch Member

"The O Bee representatives are always very helpful and friendly. I would recommend this credit union to anyone."

Fern Hill Branch Member

"The teller who helped us, greeted us promptly, was very sweet to my daughter who was making a deposit, and provided an overall wonderful customer service experience. As a retail manager of 25 years, I am very aware of the customer service I receive, and OBee has always gone above and beyond!"

Lacey Branch Member

It's easy to open a free checking account with O Bee

Apply Online

You can start the process today
in the comfort of your home

Download the App

Access your account with
our fast and easy-to-use mobile app

Visit a Branch

To make your first deposit and
get your card printed instantly!

More Freebies: ScoreCard Rewards   

Get Free Hotels, Flights and Shopping

When you use any O Bee Visa debit card you earn ScoreCard Rewards points towards merchandise and travel.* Our rewards site is full of things like hotel stays, flights, designer handbags, high-end cookware, electronics, excursions and more.
  • A signature based transaction earns 1 point for every $3.00 purchased.
  • Combine your Visa debit and Visa Rewards points with other family Members and earn rewards faster. 
  • ScoreCard Rewards points do not expire.
* Cash advances and ATM withdrawals do not earn any reward points.
O Bee is Different

O Bee is a cooperative, not-for-profit financial institution. The structure of credit unions inherently holds us accountable to you and to other Members. We do not have stockholders. We do not engage in risky practices to meet stockholders' profit demands. O Bee does not trade in cryptocurrency. Additionally, as a not-for-profit cooperative, Member deposits are invested back to our membership in the form of better rates and lower fees. 


Here's a sneak peek at our other services


  • Pub-Style Banking
  • No-Fee Rewards Checking​
  • High-Yield Savings
  • Certificate of Deposit (CD)
  • Money Markets and IRAs
  • Teen Checking
  • Cub Account Savings (for kids ages 0-12)
  • Online Banking & Mobile Banking
  • Shared Branching
  • A Network of Fee-Free ATMs

Learn more about
Everyday Banking →



  • Credit Cards
  • Flash Cash​​
  • Auto Loans​
  • RV & Boat Loans
  • Lifestyle & Personal Loans​
  • Student Loans​
  • Home Mortgages
  • First Time Borrower Loans​
  • Home Equity Line of Credit (HELOC)​


  • Business Checking Account
  • Business Savings Account​
  • Business Credit Card​
  • Small Business Loans
  • Cannabis Business Vehicle & Equipment Loans
  • Shared Branching
  • ​Fee-Free ATMs