The Berenstain Bears financial literacy, financial education for youth

Cub Accounts

Open a Cub Account & Join the Fun!


Your child, up to 12 years-old, is invited to open a Berenstain Bears® Cub Account at O Bee.  We are teaming up with the popular children’s characters to help teach children the money management concepts of Save, Share, Spend and Earn.

Free Goodie Box

When your child opens an account, he or she will also receive a free goodie box with a Berenstain Bears® book and other surprises. In addition, Cub Accounts earn an unheard of 2.02% APY* on the first $500. Start saving with the Berenstain Bears® today! (The child must be present in order to receive the goodie bag.)

Watch for “beary fun” events, like book readings and special appearances by the Berenstain Bears®. O Bee Credit Union believes that teaching concepts of wise money management and saving at an early age will help children to grow into financially responsible adults. We will be partnering with area schools to share The Berenstain Bears® Financial Literacy Program. Join us in helping the child in your life learn to make smart financial decisions. 


Cub Account Kids Receive:

  • A special Cub Account Membership Card
  • 2.02% APY*
  • Berenstain Bears® Piggy Bank
  • Book: The Berenstain Bears® Visit the Credit Union
  • Tattoo & Stickers
  • Fun Bookmark
  • Treat Coupon - each time your child makes a deposit in person, inside the branch, he or she will receive a coupon for a free small ice cream cone at Dairy Queen®
  • Birthday Card - your child will receive a birthday card which can be redeemed in-branch for a special treat

©The Berenstain Bears, Berenstain Enterprises, Inc. 2020

*Annual Percentage Yield. To earn stated dividend rate, child must be enrolled in E-Statements; special rate applies only to the first $500 in your savings account with a suffix of 0001. Amounts in excess of $500 will earn the standard savings rate. Special rate limited to one [1] savings account per Member. Requirements will be evaluated monthly for qualification. $1.00 is needed to open account. In the event that you do not qualify for the special rate, your account will earn the standard rate stated for our savings accounts. Rates subject to change. See Truth in Savings Disclosure.



Enjoy our popular Berenstain Bears classroom presentation anytime, anywhere -- even from the comfort of your own home! 




The Berenstain Bears School Visit


Berenstain Bears® School Visits

O Bee Credit Union is dedicated to building financial success from an early age. To support this vision, we help children gain knowledge about financial well-being in a fun and exciting way through our Berenstain Bears® Financial Literacy program. You can have Brother and Sister Bear visit your school! To learn more about our outreach in area schools, read our brochure.


Best Credit Union in Washington State by Seattle Times, Showcase Magazine, and Forbes