O Bee Credit Union | Certificate of Deposit

Grow Your Money with a CD

O Bee Credit Union offers several secure options for your savings. One of our most popular savings products is our Certificate of Deposit. These accounts give your money a great chance at growth. Let’s take a closer look at how CD's work and why they might be the perfect choice for you.

What is a Certificate of Deposit (CD)?
A CD is an insured savings product with a fixed dividend rate and a fixed maturity date. Rates tend to be higher than those of savings accounts. However, unlike a savings account, your money will be less accessible in a certificate. That means you will not be able to withdraw your funds before the maturity date without paying a penalty.

Is a CD for everyone?
Because CD funds are less accessible, this product is best suited for people who have a robust emergency fund and do not anticipate needing to access the funds in their CD until the maturity date.

If a CD sounds like the right choice for you, stop by O Bee Credit Union today to learn more.

OPEN AN ACCOUNT

CD RATES

0.10% APY*

CD RATE

6 Months

0.20% APY*

CD RATE

1 Year

0.50% APY*

CD RATE

5 Years

*Annual Percentage Yield Effective 08/10/2020

See Account Disclosure for Details

Access a PDF brochure outlining how the NCUA federally insures your money.

Certificate Rates

Grow Your Money with a CD

CD RATES

0.10% APY*

CD RATE

6 Months

0.20% APY*

CD RATE

1 Year

0.50% APY*

CD RATE

5 Years

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