Open a Certificate of Deposit Account | See CD Rates | Start Saving Now

Grow Your Money with a CD

O Bee Credit Union offers several secure options for your savings. One of our most popular savings products is our Certificate of Deposit. These accounts give your money a great chance at growth. Let’s take a closer look at how CD's work and why they might be the perfect choice for you.

What is a Certificate of Deposit (CD)?
A CD is an insured savings product with a fixed dividend rate and a fixed maturity date. Rates tend to be higher than those of savings accounts. However, unlike a savings account, your money will be less accessible in a certificate. That means you will not be able to withdraw your funds before the maturity date without paying a penalty.

Is a CD for everyone?
Because CD funds are less accessible, this product is best suited for people who have a robust emergency fund and do not anticipate needing to access the funds in their CD until the maturity date.

If a CD sounds like the right choice for you, stop by O Bee Credit Union today to learn more.

OPEN AN ACCOUNT

Best In State

18-Month Guardian CD Special

4.00% APY*

18-Month Guardian CD Special

New Money Required

*APY refers to Annual Percentage Yield. Federally insured by the NCUA. $25,000 minimum balance required to open. New money required, defined as funds not currently on deposit with O BEE CU unless deposited within the last 10 business days. APY is accurate as of March 15, 2023. Substantial penalty for withdrawal prior to certificate maturity. Fees could reduce earnings on the account. Refer to the O BEE Rate and Fee Schedule for details. Limited time offer subject to change without notice. Subject to membership eligibility and account opening requirements. This offer is redeemable at all locations.

*Annual Percentage Yield Rate Effective 03/01/2023.

See Account Disclosure for Details

CD RATES

2.00% APY*

CD RATE

3 Months

3.00% APY*

CD RATE

6 Months

3.51% APY*

CD RATE

12 Months

2.25% APY*

CD RATE

24 - 60 Months

*Annual Percentage Yield Rate Effective 03/01/2023.

See Account Disclosure for Details

Access a PDF brochure outlining how the NCUA federally insures your money.

Cake in a Mug?
Check out our BLOG page for this recipe (and more), plus updates on the community and other news.

GO TO BLOG PAGE

Certificate of Deposit (CD)

Grow Your Money with a CD

18-Month Guardian CD Special

4.00% APY*

18-Month Guardian CD Special

*Annual Percentage Yield Rate Effective 03/01/2023.

CD RATES

2.00% APY*

CD RATE

3 Months

3.00% APY*

CD RATE

6 Months

3.51% APY*

CD RATE

12 Months

2.25% APY*

CD RATE

24 - 60 Months

*Annual Percentage Yield Rate Effective 03/01/2023.

O Bee Mobile