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Business Checking

ESSENTIAL

N/A APY*

*Annual Percentage Yield Effective 06/30/19


  • $1.00 opening deposit requirement with no ongoing balance requirement.
  • $5.00 monthly maintenance fee, waived for aggregate average daily balances greater than $500 and non-profit entities.
  • Deposited items per month – first 50 FREE then $0.10 per item thereafter.
  • Cash deposits/month – first $5,000 FREE then $10 /month if $5,000 is exceeded.

See Account Disclosure for Details

ADVANTAGE

.10% APY*

*Annual Percentage Yield Effective 06/30/19


  • $1.00 opening deposit requirement with no ongoing balance requirement.
  • $10.00 monthly maintenance fee, waived for aggregate average daily balances greater than $10,000.
  • Deposited items per month – first 100 FREE then $0.10 per item thereafter.
  • Cash deposits per month – First $10,000 FREE then $0.05 for every $1,000 thereafter

See Account Disclosure for Details

PREMIER

.10% APY*

*Annual Percentage Yield Effective 06/30/19


  • $1.00 opening deposit requirement with no ongoing balance requirement.
  • $15.00 monthly maintenance fee, waived for aggregate average daily balances greater than $25,000.
  • Deposited items per month – first 250 FREE then $0.10 per item thereafter.
  • Cash deposits per month – First $25,000 FREE then $0.05 for every $1,000 thereafter

See Account Disclosure for Details

Get Started

Business Checking Account Document Requirements

To better assist you and your company, depending on the structure of your business, the following are required to open a business checking account with OBEE. PLEASE NOTE: Current bank statements will be requested for all business types at account opening. Other documents such as government issued photo ID, business physical address, physical address of all signers and social security numbers of all signers will be requested at the time of account opening.

 
Limited Liability Company (LLC)
  • WA State Business License
  • LLC Operating Agreement and/or Articles of Organization
  • Certificate of Formation
  • Beneficial Ownership Information
  • EIN
Corporation or Non-Profit
  • WA State Business License
  • Articles of Incorporation
  • Certificate of Formation
  • Meeting Minutes and/or Letter of Authority (aka Corporate Resolution)
  • Bylaws – if applicable
  • Beneficial Ownership Information (Excludes Non-Profits)
  • EIN
Sole Proprietorship
  • WA State Business License
  • SSN or EIN
Partnership – General, LTD & LLP
  • WA State Business License
  • Partnership Agreement
  • Certificate of Partnership or Registration with Secretary of State
  • Beneficial Ownership Information
  • EIN

Organization/Association
  • Meeting Minutes or Letter of Authorization
  • EIN

More Reasons To Love Us

Once you’re up and running you’ll need a place to put all that money. We’ve got three great checking solutions that will manage your money while you focus on managing your business.
  • Get FREE Online & Mobile Banking
  • Get FREE Bill Pay
  • Get unlimited check writing

Debit Cards As Good Looking As You

Our debit cards are so good looking they turn heads -- but it takes more than good looks to make a business buzz. These cards come with serious perks and the power of a worldwide Visa network.
  • Our debit cards work in thousands of ATMs (our Culiance network features No-Fee ATMs)
  • Debit cards can be used at almost any place that accepts credit cards.
  • Purchases are automatically deducted from your checking account
  • Accepted worldwide


 



Visa Debit Card and ATMs Annual Fee: Replacement: FREE ATM Surcharge Fee: varies (posted at ATM site) Foreign Transactions: Purchase, ATM or internet transactions that are completed in foreign countries will be deduced from your account in U.S. dollars. The currency conversion rate for international transactions as established by VISA International, Inc. is a rate selected by VISA from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate VISA itself receives, or the government-mandated rate in effect for the applicable central processing date. O Bee Credit Union does not charge an additional fee.