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Please note: We'll be closed on Thanksgiving Day and closing at 2pm Friday. Please note: We'll be closed on Thanksgiving Day and closing at 2pm Friday. X
Model of a kitchen plan with granite countertops and other improvements

Unsecured Home Loan

One Great, Amazing Loan

No Equity? No Problem!

Imagine the possibilities. Whether you need a new hot water heater, new roof, central air conditioner or an upgrade to your kitchen, our Unsecured Home Loan is just for you. It's a smart and cost-efficient way to borrow money for a gorgeous home -- and there's no equity required. Your home is your largest investment and to keep it in tip-top shape you need to make home improvements. Borrow exactly what you need when it's needed, with the terms that fit your budget and your timeframe. The amount borrowed can be used for any home improvement. Questions? Call about our Home Improvement Loans today: 360-943-0740
  • Owner Occupied Homes Only
  • No Equity Required
  • Unsecured Loan
  • For Home Improvement Projects Only**
  • No Second Mortgage Required
  • Funds the Same Day If Needed
  • Loans up to $25,000
  • Terms up to 15 years
  • Fixed rate, no fees or prepayment penalties



*Annual Percentage Rate Effective 08/20/2020

7.00% APR*


See Account Disclosure for Details

Apply for Home Loan  

*APR = Annual Percentage Rate. Loans are subject to credit approval. Rates are based on borrower’s credit score. Rates posted are indications only and are subject to change without notice. Example payment:  $237.40 a month based on a 10-year, $20,000 loan at 7.49% APR. Terms and conditions apply. Contact O Bee Credit Union for full details. 360-943-0740.
** Contractor bids required.

O Bee Mobile

O Bee Mobile


O Bee Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, pay loans, deposit checks, control your debit and credit cards and pay bills on the go!

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