Fixed-Rate Mortgage

Home Loans That Fit Your Needs

Slow and steady wins the race. A fixed rate mortgage is one where the interest rate and monthly payment remains the same throughout the life of the loan. With relative low risk and consistent payments, it’s a good choice for the borrower who plans to stay in the home long-term with a view towards paying off the mortgage and owning the home outright. We can help you decide which loan term is best for you; a 30 year will give you a lower payment which is important to many, while a 20 or a 15 year loan will offer more aggressive rates  and less finance charges but because of the shorter time frame, a higher payment. We can show you the benefits of both including how much money you can save if you decide to go with a shorter term, or how a longer term loan can allow you to buy a home without maxing out your budget.

With the many options available, it's good to know that O Bee Home Loan Professionals are here to help guide you through the process, answer questions, and make sure you are getting the best rates for your situation.