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Fixed-Rate Mortgage

Fixed-Rate Mortgage

Home Loans That Fit Your Needs

 

Slow and steady wins the race. A fixed rate mortgage is one where the interest rate and monthly payment remains the same throughout the life of the loan. With relative low risk and consistent payments, it’s a good choice for the borrower who plans to stay in the home long-term with a view towards paying off the mortgage and owning the home outright. We can help you decide which loan term is best for you; a 30 year will give you a lower payment which is important to many, while a 20 or a 15 year loan will offer more aggressive rates  and less finance charges but because of the shorter time frame, a higher payment. We can show you the benefits of both including how much money you can save if you decide to go with a shorter term, or how a longer term loan can allow you to buy a home without maxing out your budget.

With the many options available, it's good to know that O Bee Home Loan Professionals are here to help guide you through the process, answer questions, and make sure you are getting the best rates for your situation. 
 

CONTACT A MORTGAGE PROFESSIONAL

FIXED RATE MORTGAGE

RATES AS LOW AS

*Annual Percentage Rate Effective 3/24/2023

6.715% APR*

30-YEAR FIXED

6.096% APR*

15-YEAR FIXED

5.655% APR*

30-YEAR FHA

6.032% APR*

15-YEAR FHA

5.785% APR*

30-YEAR VA

6.273% APR*

15-YEAR VA


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O Bee Mobile

O Bee Mobile

 

Bank on-the-go with O Bee Credit Union's mobile app. Check balances, transfer funds, deposit checks, pay bills, and more - all at your fingertips!

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