Low Rate
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee**
Fraud Detection
25-Day Grace Period on Purchases
Five Iconic Card Design Options***
Effective 10/1/2026
*Annual Percentage Rate
**Interest accrues immediately on all cash advances.
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee**
Fraud Detection
25-Day Grace Period on Purchases
Reward Points That Won't Expire
Five Iconic Card Design Options***
Effective 10/1/2026
*Annual Percentage Rate
**Interest accrues immediately on all cash advances.
Apply for the Washington Visa card and get more than just a good looking card. Choose our VISA® Classic Credit Card for a low rate, or our VISA® REWARDS Credit Card to earn reward points for merchandise and travel. No annual fee and super benefits make our credit cards the smart choice.
O Bee Credit Union was founded in Washington State at the Olympia Brewery in 1955. Our membership is open to anyone living or working in the beautiful state of Washington.
With the ScoreCard™ Rewards Program, you get points every time you use your Rewards Credit Card for purchases. Earn one point for every dollar spent.+ Redeem points for brand-name merchandise and exciting travel offers through our ScoreCard™ Rewards Program. This card works double time.
+Cash advances and ATM withdrawals do not earn any reward points.
Low Minimum Payments: Your required minimum monthly payment is just 2.5% of your outstanding balance.
Balance Transfer: Pay off high-interest credit cards from other financial institutions by transferring the balance to a low-interest O Bee Visa card. There is no balance transfer fee.
Cash Advances: Any time you need cash—at home or while traveling—just stop by any bank, credit union or ATM displaying the Visa symbol and you can get the cash you need with a Visa cash advance. There is no fee for a cash advance. You also can use O Bee’s Mobile App or Online Banking to transfer a Visa cash advance to your savings or checking account.**
EMV Smart Chip Technology: Smart Chip Technology adds an additional layer of security when you use your credit card. Chip cards are more secure because they generate a unique code for each transaction. That code cannot be used again. This greatly reduces fraudulent activity on your card. Additionally, Smart Chip Technology allows you to upload your cards to your phone's Mobile Wallet for even more ease of use.
Card Controls: Card Controls allow you to block and unblock your Visa Credit Card or Visa Debit Card at any time, offering you additional security at your fingertips. When a card is blocked, transactions will be declined on that card. However, recurring payments may continue, and credits will still be allowed. Unblock your card and all transaction types will be allowed again. Card Controls are conveniently located within the O Bee mobile app.
Enhanced Fraud Monitoring
We provide enhanced fraud protection to safeguard your card account information against fraud and theft. Our Fraud Service Center monitors unusual activity to ensure your information remains safe and secure.
Subject to membership eligibility requirements and credit approval.
*Annual Percentage Rate.
**Interest accrues immediately on all cash advances.
***Pabst Blue Ribbon, Rainer, Lone Star, and Celadon cards available only to those 21 and over.
+Cash advances and ATM withdrawals do not earn any reward points.
Five Iconic Card Design Options***
We lend, you succeed. Funny how that keeps happening.
Looking for a first credit card or first auto loan? New borrowers have a choice of several options that will help you establish good credit.
Earn points towards merchandise and travel when you use your Rewards credit or debit card to make purchases.
Bank on-the-go with O Bee Credit Union's mobile app. Check balances, transfer funds, deposit checks, pay bills, and more - all at your fingertips!
