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Direct Deposit O Bee Credit Union in Olympia Wa

Direct Deposit

Direct Deposit is a free electronic service that safely deposits paychecks, social security checks, and other ongoing scheduled payments directly into your O Bee account.



Would you like to skip the lines and get your paycheck directly deposited into your O Bee account? You can enroll in direct deposit by filling out the authorization form provided on this page and taking it to your employer.
You can also contact your employer and check if they have any online options.


Social Security

Did you know that all Federal benefit payments, including Social Security and VA must be made electronically? Set up Direct Deposit to receive it directly in your O Bee account and secure those future payments. Click here to learn more


Private Annuity

Do you need to set up a recurring payment from a private annuity or fund? Fill out the Direct Deposit Authorization Form provided below and turn it to the payment source.




Direct deposit eliminates the need to physically deposit a paycheck or visit a branch, saving time and effort. The funds are automatically deposited into your account, making it convenient and hassle-free.

Faster access to funds

With direct deposit, your funds are usually available immediately on the day of deposit. This allows you to access your money sooner and eliminates the risk of delays associated with paper checks.

Enhanced security

Direct deposit reduces the risk of lost or stolen checks. By eliminating the physical transfer of funds, it provides a more secure method of receiving payments.

Cost savings

Many credit unions offer free or low-cost checking accounts to members. By using direct deposit, you can often avoid fees associated with cashing paper checks or maintaining a minimum balance.

Automatic bill payments

Direct deposit enables you to set up automatic bill payments, ensuring that your bills are paid on time without the need for manual intervention. This helps you avoid late fees and maintain a good credit history.

Splitting your deposit

Direct deposit allows you to allocate your funds to different accounts automatically. You can divide your paycheck into multiple savings accounts or contribute to an emergency fund, retirement account, or other financial goals without any extra effort.

Environmental sustainability

Direct deposit reduces paper waste associated with checks. By choosing electronic transactions, you contribute to a more sustainable and eco-friendly banking system.

Peace of mind

With direct deposit, you don't have to worry about misplacing or forgetting to deposit a check. The funds are automatically deposited, providing peace of mind and eliminating the risk of potential errors.

Mobility and flexibility

Direct deposit enables you to access your funds from anywhere, anytime. Whether you're traveling, relocating, or unable to visit a physical branch, you can manage your finances remotely and enjoy the flexibility of accessing your money electronically.

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"Now I get my paycheck 2 days earlier and part of it goes straight into my savings account. My bills are never late, and I always pay myself first. Setting up direct deposit was life-changing for me and my family."

David J., O Bee Member

How to set up Direct Deposit

Fill out Direct Deposit registration form.

Return form to payment source.

Receive payment in your O Bee account.

How does it work? 

It can take a few days to set up Direct Deposit. Once the business depositing your money has your information, they enter it into their banking system. Once set up, money is electronically deposited into your account at midnight on the payment date.

Get early access to your money

With Direct Deposit, you do not need to wait for checks to clear to access your money. Once deposited, it is available for your use immediately. Employers often provide electronic pay stubs to those who opt for Direct Deposit, so you will have access to the same information typically found on a paper check.