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Christmas CD Special

Celebrate the holiday with a limited time offer on a 13-month Certificate of Deposit (CD). Only available between 12/16/2019 thru 12/21/2019. With a minimum of $500 you can start earning at a great interest rate and have something tucked away for a special occasion. Do you have a bit of cash that you need to put to work? Take advantage of this limited-time offer now.


Consistent, Maximum Earnings


Whether you have extra money to plug in for a week or a chunk of change to sock into a long-term investment, a high-dividend Certificate provides flexible options based on your finances and lifestyle. With a minimum of $500, you can start earning with CDs ranging from seven days to five years, and your dividends are automatically reinvested into your account until payout. Your money is also federally insured up to a minimum of $250,000 and backed by the full faith and credit of the United States Government.

What is a certificate?
A certificate is an insured savings account with a fixed dividend rate and a fixed maturity date. Rates tend to be higher than those of savings accounts. Also, unlike a savings account, your money will be less accessible than when in a certificate. That means you will not be able to withdraw your funds before the maturity date without paying a penalty.

Is a certificate for everyone?
It’s important to note that your money will be tied up in the certificate, and you will not be able to access it without paying a penalty. A certificate works best for people who have a robust emergency fund and do not anticipate needing to access the funds in their certificate until its maturity date.

Why keep your money in a certificate?
Here are some of the most popular reasons people choose to open a certificate:
No risk. While nearly every investment carries some sort of risk, your money is always safe in a certificate. Each O Bee Credit Union certificate is insured by the National Credit Union Administration up to $250,000.
Higher dividend rates. Certificates offer higher yields than most savings accounts.
Locked-in rates. There’s no stressing over fluctuating national rates with a certificate. The APY is set when you open the account and is locked in until its maturity date.

If a certificate sounds like the choice for you, stop by O Bee Credit Union today to learn more.


 

HOLIDAY CD RATE

COMING IN DECEMBER

Special Holiday CD Rate
Available One-Week Only
December 16 - 21, 2019
 
Access a PDF brochure outlining how the NCUA federally insures your money.
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O Bee Mobile

 

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