THE SMALL PRINT! OH GOODY! *APR = Annual Percentage Rate. **OAC = On Approved Credit. Minimum loan amount is $10,000, maximum loan amount is $200,000.00. APR is subject to change without notice. APR shown assumes excellent credit and a loan-to-value (LTV) of 80% or less. APR may vary based on credit history and LTV. Single family residence, owner occupied and in Washington State only. Must be first lien position. All loans subject to application, credit approval, acceptable tax assessed value or automated value model (AVM) and title search. Based on a loan amount of $70,000, at 2.99% APR for 120 months, the principal and interest payments would be $676.70 per month. Payments do not include taxes and insurance premiums. ++20 day closing costs guarantee, if loan does not close within 20 days of receiving all documentation for loan processing, $295 will be waived upon closing.