Sweep Accounts
Sweep account transfers are an optional feature for your business accounts. During an account sweep, we can transfer funds from one share to another. Funds can automatically be swept into an account that is below a specified minimum, out of a share that is above a specified maximum, or both. Sweep account transfers allow you to keep your account balances at the designated levels required for your business. You can also use them against lines of credit to act as overdraft protection for your checking account.
Mobile Banking
Manage your business with ease no matter where you are. Our mobile banking is there for you 24/7. Use our app to track and manage your accounts, see spending patterns and much more.
- MOBILE DEPOSIT is a snap. Just take a picture of your check with your smart phone and our mobile app makes the deposit for you
- MOBILE WALLET offers Apple Pay, Samsung Pay and Android Pay for your smartphone. Now if you forget your wallet, don’t stress. You can pay at the register with your mobile phone!
- PAY YOUR BILLS with a finger tap! O Bee Bill Pay lets you pay a bill from anywhere.
- CARD CONTROLS allow you to freeze your debit or credit card and then turn it back on again right from your mobile device. Pretty nifty when your card’s lost in the washing machine again. LEARN MORE
- FINGERPRINT RECOGNITION allows you to login with just your fingerprint! Our free mobile app includes Touch ID Fingerprint Authentication to make an already secure experience better and faster. Available on touch enabled Apple and Android devices.
Online Banking
There is never too much togetherness when it comes to you and your business account. O Bee Online Banking comes fully loaded with tools that make your life easier. Quickly and easily review your account activity 24/7.
- BILL PAY lets you pay your bills from anywhere. You can also schedule automatic and recurring payments.
- TRANSFER FUNDS between accounts so your finances are always fat, happy and ready for action!
- MY OBEE is your personal dashboard. Customize it to view what you want, when you want.
- ALERTS is a free account notification service which sends notices directly to your email or phone, so you’ll always know what's going on with your money.
Shared Branching
O Bee belongs to the credit union shared branching network, which means you can complete transactions on your account at more than 1,100 credit unions nationwide in 43 states, Puerto Rico, Japan, South Korea, Germany and Italy. Whether you're in the next town or on vacation, you'll find a credit union ready to help -- thanks to the convenience of shared branching. Visit any of the participating credit union branches to take care of transactions such as deposits, withdrawals, balance transfers and obtaining cashier's checks ($5 per check).
CO-OP's 5,000+ shared branches means you have more direct access to your money than most traditional bank customers do.
Merchant Services
O Bee Credit Union is proud to partner with Fitech by Deluxe for your Merchant Services needs. With Fitech by Deluxe, you can operate in-store, online, or on the go, catering to the payment preferences of your customers. This includes diversified forms of payment, such as: mobile wallets like Apple Pay, Google Pay; EMV chip cards, recurring payments, integrated payments, and batch processing.
Fitech by Deluxe delivers solutions to all types of businesses, from the simple to the sophisticated. They will provide the payment solutions that you’re looking for:
- POS
- Mobile
- Countertop
- Virtual Terminal
- E-Commerce
- And More!
Once you begin using your payment solution, all authorization, settlement, funding, and support is provided through Fitech by Deluxe, giving you one point of contact for all your credit and debit card transactions.
Contact one of O Bee’s Team Members now for more information to see how you can begin improving your business!
Cash Management
ACH Origination - Secure web-based Automated Clearing House (ACH) origination service for transmitting credits for direct deposit of payroll, vendor payments or other remittance type credit entries or debit entries available within Online Banking.
Transaction limits are customized to your business’s needs.
- Initiate wire transfers
- Place stop payments
- Direct deposit for payroll
- Account summary
- Internal transfers